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Calculate Your BMI - Do You Need to Lose Weight? How do you determine if you need to lose weight? With so many tools available to assess body weight, it can be confusing. Here are some of the different ways to determine if you are overweight and how much you need to lose if you are. Lose Weight - Do You Really Need To? The annual cost associated with obesity and being overweight is staggering. The national cost of healthcare related to this is well over $100 Billion dollars. Diabetes and heart disease are among the fastest growing diseases that could easily be prevented in most people by staying at a healthy weight and exercising.